Yes! SpotOn has multiple payment plan options through Shop Pay™ and Bread Pay™.

These options can be used on SpotOn products; subscription plans are not eligible.


Shop Pay™ and Bread Pay™ are available for US-based customers who qualify. We encourage Canadian customers seeking payment plans to purchase through Amazon.

WHICH PAYMENT PLAN IS RIGHT FOR ME?

We encourage you to do your research to make a well-informed decision. Here are the main differences between these options.

  • Select Shop Pay™ if... you wish to split your purchase amount into four equal, biweekly installment payments or monthly installments (not interest-bearing).

  • Select Bread Pay™ if... you seek affordable financing options so you can pay for your purchase over time, subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.



Below, you'll find an example showing where you can initiate a payment plan.